alt.social-security-disability

On Aug 26, 3:19 am, barbara...@ (Barbara Needham) wrote:

> If you are covered by your wife's insurance, it is ok not to have part
> B. If she ever decides to retire and has insurance from her company that
> continues, THAT is the time to make sure you purchase part B.
>
> For emergency room I think that would be covered under your wife's
> insurance unless you are admitted to the hospital within 24 hours in
> which case it would be part A.
>
> Generally if your wife works for a company with more than 100 employees
> the group health plan would pay first. If less than 100, then Medicare
> pays first. But different insurances have different arrangements with
> medicare.

Thanks a lot for the information. The Part A of Medicare covers
hospital only. It is my understanding that emergency room is not
covered in Part A, though emergency rooms are usually located in
hospitals. If a person has Part A only, but no other coverage, and
he goes to the emergency room, Part A will not start to cover until
he is hospitalized. In other words, he has to pay the emergency
himself.

My great appreciation for verification of my understanding.

Fulio
>
> If you go put in the search "who pays first" you
> will find a booklet that answers most of your questions.
>
> Or call Medicare directly.
> --
> Barbara Needham